If you want to get a glimpse of your ‘highly secretive’ FICO, try this tool. Why ? Because if you apply for credit but get turned 
the inquiry effects your score for 25 months ! Ouch, see if its even worth it first.
http://www.bankrate.com/calculators/credit-score-fico-calculator.aspx
Anibal Group LLC ~ AllOverUSA.com 